Tax Technology · Financial data · Rule-based processing

Complex financial data becomes auditable results.

TTL automates securities accounting, tax reporting, and foreign trade reporting as well as foreign-currency reports for companies, tax advisory firms, family offices, and complex private wealth structures — rule-based, traceable, and scalable.

Developed together with experts from leading audit and tax advisory firms.

SYSTEM VIEW · FOUR PRODUCT PATHS · ONE PLATFORM LOGIC
automatedreviewapproved
INPUT · SOURCE DATA
Portfolio data
CSV · XLSX · API · PDF
Payment data
CSV · XLSX · API · PDF
Foreign-currency accounts
CSV · XLSX · API · PDF
Private portfolios
CSV · XLSX · API · PDF
PLATFORM
01Ingest data
02Normalise
03Classify
04Apply specialist logic
05Control review
06Produce the result
RULE PACK v2026.03AUDIT TRAIL · ACTIVE
OUTPUT · USABLE RESULTS
Booking entries
TTL Depot · Source ↔ Rule ↔ Release
approved
AWV filings
TTL AWV · Source ↔ Rule ↔ Release
approved
FX reports
TTL FX · Source ↔ Rule ↔ Release
approved
Tax reports
TTL Private Tax · Source ↔ Rule ↔ Release
approved
Rule-based

Documented specialist logic instead of opaque black-box decisions.

Auditable

From the result back to the source and the rule that was applied.

Modular

Four specialised products on a shared platform logic.

Built for specialists

Designed for tax, finance, accounting, and reporting processes.

The challenge

The financial data is there. The specialist logic is missing.

Banks, brokers, custodians, and ERP systems deliver transaction and holdings data. For accounting, tax returns, and regulatory filings, this raw data is often not enough. Formats differ, business events are described inconsistently, tax information is missing, and complex cases end up in spreadsheets, email chains, or one-off manual reviews.

TTL closes that gap. The platform structures data, classifies events, applies documented rules, and routes unclear cases into traceable review processes. Raw data becomes a usable, documented result.

01
Heterogeneous sources

Different banks, file formats, labels, and data quality prevent a standardised process.

02
Complex specialist logic

Commercial and tax accounting, investment tax, foreign currency, withholding tax, and AWV each follow their own rules and time references.

03
Manual reconstruction

Teams spend time reconciling, chasing answers, maintaining spreadsheets, and reconstructing transaction chains.

04
Missing traceability

A result is only reliable when source, rule, calculation, and approval are documented.

TTL products

Four specialised solutions. One shared system logic.

Each TTL product addresses a clearly defined specialist process. Together, the modules form a consistent processing layer for corporate and private financial matters as well as regulatory filings.

01 / PRODUCT
TTL Depot
Securities accounting and tax reporting for business assets

From portfolio and transaction data to accounting, valuation, and tax results. TTL Depot processes transactions, holdings, lots, corporate actions, and period-end valuations in a traceable process logic.

Explore TTL Depot
02 / PRODUCT
TTL AWV
Foreign trade reporting

Identify, classify, and review cross-border payments and holdings in a structured way, then prepare them for reporting to Deutsche Bundesbank.

Explore TTL AWV
03 / PRODUCT
TTL FX
Foreign-currency reporting for private wealth

Evaluate private foreign-currency accounts, transaction chains, and tax-relevant currency gains according to their tax classification — in a traceable way.

Explore TTL FX
04 / PRODUCT
TTL Private Tax
Tax reporting for private wealth

Consolidate securities and capital-gains data from multiple portfolios, structure it for tax purposes, and output a traceable basis for the tax return.

Explore TTL Private Tax
How TTL works

From raw data to a documented result.

View the platform →
01
Ingest data

Bank, portfolio, ERP, payment, and transaction data are imported from defined sources. Original data and document references are retained.

02
Normalise

Different formats, fields, date logics, and amount components are mapped into a unified data model.

03
Classify

TTL assigns events, instruments, payments, and facts based on defined rules and master data.

04
Apply specialist logic

Product- and profile-specific rule packs calculate accounting, tax, or reporting consequences. Rule version and decision path are documented.

05
Control review

Missing data, conflicts, or special cases are not processed silently, but routed into clear review and approval paths.

06
Produce the result

TTL produces structured reports, booking entries, filing data, and review evidence — with traceability back to the source.

Why TTL

Complexity is not hidden. It becomes manageable.

Less manual work

Standardised data and rule processes reduce recurring one-off effort.

Clearer accountability

Automated decisions, exceptions, and approvals stay visibly separated.

Better scalability

More portfolios, accounts, transactions, or entities can be processed in one consistent process model.

Traceable results

Every result can be traced back to data source, rule version, calculation, and review.

Professionally updatable

Versioned rule packs enable controlled evolution when requirements change.

System-independent processing

TTL is designed as a specialist processing layer — not as a replacement for existing ERP, tax, or filing systems.

Built for specialists

Designed for teams who own the results.

01
Tax advisory firms

Standardise complex mandates, use specialist review time where it matters, and scale recurring specialist work.

TTL for tax advisory →
02
Companies and holdings

Integrate securities accounting, AWV filings, and closing processes into finance, accounting, and tax in a structured way.

TTL for companies →
03
Family offices and private banks

Process private and corporate wealth matters from multiple sources in a traceable way and connect them to advisor workflows.

TTL for family offices →
04
Complex private wealth structures

Prepare foreign portfolios, foreign-currency accounts, and demanding capital investments as a structured basis for tax returns.

TTL for private wealth →
Trust & governance

Governed by rules, not by assumptions.

TTL was built at the intersection of tax practice, finance processes, and technology. Specialist rules are structured, versioned, and translated into traceable decision paths. Automation is not an end in itself. It is used where data and rules are reliable. Unclear cases stay visible and are reviewed under control.

View trust & governance →
01
Documented rules

Classifications and calculations follow approved rule packs and defined parameters.

02
Complete audit trail

Source, processing step, rule version, result, and approval stay linked.

03
Controlled exceptions

Conflicts or missing information are routed to a review list — not into a hidden estimate.

04
Limited use of AI

AI supports documents and inconsistent descriptions. Final specialist decisions rest on structured rules and approvals.

Expertise

Specialist depth. Delivered as a product.

TTL is neither an advisory firm nor an advice portal. The platform was, however, developed together with experts from leading audit and tax advisory firms. That knowledge is not communicated as an abstract promise, but made visible in data models, rule sets, control points, and traceable results.

Co-developed with experts. Delivered through technology.

Company
Responsibility for product, quality, and development.

TTL is led by a management and shareholder team that combines specialist quality, entrepreneurial development, and product-oriented delivery.

Dr. Maren Gräfe
Dr. Maren Gräfe
Managing partner
Ellen Ashauer-Moll
Ellen Ashauer-Moll
Partner
Konstantin Borek
Konstantin Borek
Managing partner
About TTL →
Frequently asked questions

Questions before the first conversation.

01What is TTL?

TTL is a modular tax-technology platform for processing complex financial, tax, and regulatory matters. The products cover securities accounting and tax reporting for business assets, AWV filings, foreign-currency reporting, and tax reporting for private wealth.

02Is TTL a tax advisory firm?

No. TTL is a technology company. The platform was developed together with experts from leading audit and tax advisory firms. Individual tax or legal advice is provided outside the platform by the responsible advisors.

03Does TTL make fully automated decisions?

TTL automates standardisable processing steps based on documented rules. Missing information, conflicts, and defined special cases are routed into controlled review paths.

04Who is TTL designed for?

TTL is designed for tax advisory firms, companies, holdings, finance and accounting teams, family offices, private banks, and private individuals with complex securities and foreign-currency matters.

05Which products can be combined?

All modules can be used independently and combined depending on data availability and process needs. Especially relevant are TTL Depot plus TTL AWV for companies, and TTL Private Tax plus TTL FX for complex private wealth.

Next step

Which process should become auditable for you?

In a structured first conversation we clarify product needs, data sources, case complexity, and the desired result. We then show how TTL maps the specific process.